Tag Archives: small business bills

Small Businesses: Top 5 Warning Signs of Financial Problems

When small business owners meet with me, they often are so deep into their problems that they didn’t see them sooner. Sometimes, a business owner is focused on keeping the business alive that they continue to run the business at … Continue reading

Which is Better, Short Sale or Foreclosure after Bankruptcy?

This has been a nagging question for many people faced with a house that is “under water” (not literally, though unfortunately some homes have been literally under water due to Hurricane Sandy recently). By “under water” I mean that more … Continue reading

W – What You Need to Bring to an Appointment with a Bankruptcy Attorney

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W in the Bankruptcy Alphabet stands for What you need to bring to an appointment. This is very important. When someone calls my office to set up an appointment, I first discuss their situation generally to see if I can … Continue reading

Bankruptcy Alphabet, V – Very Important Things to Tell your Bankruptcy Attorney

The next letter in the Bankruptcy Alphabet, V, stands for Very important things to tell your bankruptcy attorney. This may sound basic, but many people I meet with have no idea what to tell their attorney in preparation for a … Continue reading

S in the Bankruptcy Alphabet is for Smile!

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In the bankruptcy alphabet, S is for the smile of relief that you get during the Bankruptcy process.  People may think that bankruptcy is not a “happy” area of law, or a light-hearted process for the clients.  But, if it … Continue reading

Bankruptcy Alphabet- Q is for Quit Claim Deed

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The next letter in the Bankruptcy Alphabet is Q, which stands for Quit Claim deed.  Many of my clients who call to ask about this refer mistakenly to it as a “Quick Deed”.  I’m assuming that they heard something about … Continue reading

O is for Objections in Bankruptcy

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The next letter in the Bankruptcy Alphabet is O, which stands for Objections in Bankruptcy.  This is an important concept.  An objection is a lawsuit that someone else, usually a creditor who you owe, files in your case to contest … Continue reading

  The next letter in the Bankruptcy Alphabet is N, for No Assets.  This is a very important concept in a bankruptcy case.  In a Chapter 7, or full bankruptcy, case, the goal is to eliminate debts. In return, you … Continue reading

Bankruptcy Alphabet – M is for Mortgage Modification

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Bankruptcy Alphabet – M is for Mortgage Modification  The next letter in the Bankruptcy Alphabet, M stands for Mortgage Modification.  A Modification is a way that a mortgage company can voluntarily change your mortgage terms, such as the interest rate, … Continue reading

Bankruptcy Alphabet- K is for Keeping your House

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The K in the Bankruptcy Alphabet stands for Keeping, as in keeping your house.  Most people who file for bankruptcy want to keep their house.  Even now, with house prices so much less than the balances owed on mortgages, people … Continue reading