Tag Archives: loan modification

Announcing Our New Gurnee Office Location

Posted on March 12, 2013 by

If you are in the northern Lake County area, we can meet you at our new Gurnee office. So you can call to discuss your situation and set up a free first consultation with an experienced bankruptcy and foreclosure defense … Continue reading →

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Another Fiscal Cliff? Mortgage Forgiveness Tax Relief Act Set to Expire January 1st, 2013.

Posted on November 25, 2012 by

You would have to be living in a cave not to have heard about the “Fiscal Cliff” that will happen if Congress doesn’t come up with a financial deal by the end of the year. But another law is set … Continue reading →

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Problems with HAMP Program—Class Action filed against Wells Fargo

Posted on October 28, 2012 by

This is a familiar problem for many homeowners trying to modify their loans. They call the lender and the lender says that in order to modify their loan, they need to be behind in their payments. This happened too many … Continue reading →

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Study Faults Servicers Mortgage Modification Program Failures

Posted on September 24, 2012 by

No surprise here– if you are one of the millions of Americans who tried to modify your loan in the HAMP program (Home Affordable Modification Program) in the last 3 years of this program, you would have experienced this. The … Continue reading →

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An intro to BankruptcyLawChicago

Posted on July 15, 2012 by

Watch our new video, an introduction to our firm. http://youtu.be/h0nVnS2pshQ We can help you with your financial problems, from foreclosure to credit card debt, to business bills. Daniel J. Winter LAW OFFICES OF DANIEL J. WINTER 53 W. Jackson Boulevard … Continue reading →

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Bankruptcy Alphabet – M is for Mortgage Modification

Posted on April 16, 2012 by
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Bankruptcy Alphabet – M is for Mortgage Modification  The next letter in the Bankruptcy Alphabet, M stands for Mortgage Modification.  A Modification is a way that a mortgage company can voluntarily change your mortgage terms, such as the interest rate, … Continue reading →

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Bankruptcy Alphabet- L is for Lien

Posted on April 5, 2012 by
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The next concept in the Bankruptcy Alphabet is Lien.  What is a lien? Is it like “lean on me”? or  a lean cut of beef?  No, the legal term lien refers to a process that a debt collector can go … Continue reading →

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Bankruptcy Alphabet- K is for Keeping your House

Posted on March 23, 2012 by
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The K in the Bankruptcy Alphabet stands for Keeping, as in keeping your house.  Most people who file for bankruptcy want to keep their house.  Even now, with house prices so much less than the balances owed on mortgages, people … Continue reading →

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  You may ask, what do intentions have to do with Bankruptcy?  In every Chapter 7 bankruptcy case, you need to file a “Statement of Intentions” with the court.  This statement is to tell the court, and your creditors what … Continue reading →

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Posted on February 25, 2012 by

Mortgage Foreclosure Settlement– What is in it for you?

Posted on February 10, 2012 by

Here is the latest summary of the “big” foreclosure settlement from the foreclosure abuses by the banks, robo-signing documents and creating fraudulent documents:  You may be entitled to some money (maybe $2,000.00) if your house was already foreclosed on.   If … Continue reading →

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