Tag Archives: Fair Debt Collection Practices Act

Bankruptcy Alphabet, V – Very Important Things to Tell your Bankruptcy Attorney

The next letter in the Bankruptcy Alphabet, V, stands for Very important things to tell your bankruptcy attorney. This may sound basic, but many people I meet with have no idea what to tell their attorney in preparation for a … Continue reading

Bill Collectors Keep Calling Me and They are Being Nasty- What can I do?

Over all the years I’ve been helping my clients solve their debt problems, the most common complaint I’ve heard is that the bill collectors call non-stop and are mean. This is not new. Most people just throw up their hands … Continue reading

Bankruptcy Alphabet—T is for Tax Refunds

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The T in the Bankruptcy Alphabet stands for Tax Refunds. For so many people, a tax refund is their reward, or “found money” at the beginning of the year. It makes sense, because if you aren’t saving money throughout the … Continue reading

  You may ask, what do intentions have to do with Bankruptcy?  In every Chapter 7 bankruptcy case, you need to file a “Statement of Intentions” with the court.  This statement is to tell the court, and your creditors what … Continue reading

Mortgage Foreclosure Settlement– What is in it for you?

Here is the latest summary of the “big” foreclosure settlement from the foreclosure abuses by the banks, robo-signing documents and creating fraudulent documents:  You may be entitled to some money (maybe $2,000.00) if your house was already foreclosed on.   If … Continue reading

H is for Harrassment (as in Stopping Harrassment!)

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H in the Bankruptcy Alphabet stands for Harrassment.  One of the big reasons people file bankruptcy is to stop harassing phone calls and letters from companies and people they owe.  Once people fall behind in their payments, naturally, the creditors … Continue reading

Bankruptcy Alphabet- G is for Garnishment

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Bankruptcy Alphabet—G is for Garnishment      Many of my colleagues throughout the country participating in the “Alphabet Game” have also thought that in the Bankruptcy Alphabet, G does stand for Garnishment.  I, too, think that the concept of Garnishment is important.  … Continue reading

Bankruptcy Alphabet: F is for Fresh Start

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      The purpose of the Bankruptcy Law (Bankruptcy Code in legal language) when it was first created was to give the “honest but unfortunate” debtor (that’s a person who owes another person or company money) a “fresh start”.  … Continue reading

What do you do when you receive collection calls and notices AFTER you filed your Chapter 7 or Chapter 13 Bankruptcy case?

While it is true that a Chapter 7 or a Chapter 13 Bankruptcy case should stop all collection efforts by creditors, it is not uncommon for creditors to continue collection efforts after a bankruptcy case has been filed.  That doesn’t … Continue reading