Tag Archives: chicago

Credit Repair? Is it for Real? No!.

Almost all “Credit Repair” schemes you see are frauds. The article: What do you mean there is No Credit Repair Fairy?” is dead on. We’ve all seen the ads- fix your credit, repair your credit now! Don’t buy it! http://mesquitemoney.org/what-do-you-mean-theres-no-credit-repair-fairy/ … Continue reading

Credit Scores- Myths v. Reality

Here is a link to a great article with some tips for consumers. How is your credit score determined? What are the real facts? Important stuff to know, for your financial life now and in the future. http://articles.chicagotribune.com/2013-01-04/site/sc-cons-0103-karpspend-20130104_1_credit-scores-numerical-snapshot-credit-reports If you … Continue reading

Real Estate Taxes and Bankruptcy in Illinois – Recent Court Decisions may help Homeowners

The Background: Most people who get a mortgage on their home pay an “escrow” to the mortgage company or bank. They hold the money in an escrow account to pay the real estate taxes and sometimes the property insurance also. … Continue reading

Video – Frequently Asked Bankruptcy Questions

Check out our video – Clients’ Questions:

Frequently Asked Bankruptcy Questions

Daniel J Winter
BankruptcyLawChicago.com
Djw@DWinterLaw.com

W – What You Need to Bring to an Appointment with a Bankruptcy Attorney

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W in the Bankruptcy Alphabet stands for What you need to bring to an appointment. This is very important. When someone calls my office to set up an appointment, I first discuss their situation generally to see if I can … Continue reading

Why the Foreclosure Crisis is Still Dragging Us Down

http://nyti.ms/NzRZyF This article is right on point. The president could have done more to try to stop the rising tide of foreclosures. He didn’t, because it was too risky politically. If he had done more and it worked, we may … Continue reading

Another Sports Star Bankruptcy- Jose Canseco – What do we learn?

In the world of big name stars and sports heros, there are plenty of stories of them filing for bankruptcy. The latest is the former rookie of the year Jose Canseco. It looks like he was “living large” for too … Continue reading

Bankruptcy Alphabet – U is for Unsecured Debt

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The next letter in the bankruptcy alphabet, U, stands for unsecured debt. Unsecured debt is any debt that someone owes for bills where no collateral was pledged. What does that mean? I can tell you what is not an unsecured … Continue reading

Learn about New Consumer protection laws in Illinois

Illinois Governor Pat Quinn signed 2 new laws to help prevent consumer abuse. The first restricts the amounts of costs and penalties and types of home loans, to avoid some of the high-cost, risky, often unfair home loans that borrowers … Continue reading

An intro to BankruptcyLawChicago

Watch our new video, an introduction to our firm. http://youtu.be/h0nVnS2pshQ We can help you with your financial problems, from foreclosure to credit card debt, to business bills. Daniel J. Winter LAW OFFICES OF DANIEL J. WINTER 53 W. Jackson Boulevard … Continue reading