Tag Archives: business bankruptcy

Small Businesses: Top 5 Warning Signs of Financial Problems

When small business owners meet with me, they often are so deep into their problems that they didn’t see them sooner. Sometimes, a business owner is focused on keeping the business alive that they continue to run the business at … Continue reading

Problems with HAMP Program—Class Action filed against Wells Fargo

This is a familiar problem for many homeowners trying to modify their loans. They call the lender and the lender says that in order to modify their loan, they need to be behind in their payments. This happened too many … Continue reading

Y in the Bankruptcy Alphabet— Are You Too Young to File Bankruptcy?

I have discussed bankruptcy with many clients, young and old. It is hard enough for people to come to the decision that they will file for bankruptcy protection. Harder still is the decision to file for bankruptcy when you are … Continue reading

W – What You Need to Bring to an Appointment with a Bankruptcy Attorney

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W in the Bankruptcy Alphabet stands for What you need to bring to an appointment. This is very important. When someone calls my office to set up an appointment, I first discuss their situation generally to see if I can … Continue reading

Bankruptcy Alphabet, V – Very Important Things to Tell your Bankruptcy Attorney

The next letter in the Bankruptcy Alphabet, V, stands for Very important things to tell your bankruptcy attorney. This may sound basic, but many people I meet with have no idea what to tell their attorney in preparation for a … Continue reading

Bill Collectors Keep Calling Me and They are Being Nasty- What can I do?

Over all the years I’ve been helping my clients solve their debt problems, the most common complaint I’ve heard is that the bill collectors call non-stop and are mean. This is not new. Most people just throw up their hands … Continue reading

Bankruptcy Alphabet – U is for Unsecured Debt

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The next letter in the bankruptcy alphabet, U, stands for unsecured debt. Unsecured debt is any debt that someone owes for bills where no collateral was pledged. What does that mean? I can tell you what is not an unsecured … Continue reading

S in the Bankruptcy Alphabet is for Smile!

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In the bankruptcy alphabet, S is for the smile of relief that you get during the Bankruptcy process.  People may think that bankruptcy is not a “happy” area of law, or a light-hearted process for the clients.  But, if it … Continue reading

Bankruptcy Alphabet – R is for Real Estate

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The R in the Bankruptcy Alphabet stands for Real Estate.  Real estate is important for many reasons.  For consumers, their home is their real estate, which is usually their single-most expensive purchase they make in their lives.  And, people want … Continue reading

Bankruptcy Alphabet- Q is for Quit Claim Deed

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The next letter in the Bankruptcy Alphabet is Q, which stands for Quit Claim deed.  Many of my clients who call to ask about this refer mistakenly to it as a “Quick Deed”.  I’m assuming that they heard something about … Continue reading