Monthly Archives: January 2012

H is for Harrassment (as in Stopping Harrassment!)

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H in the Bankruptcy Alphabet stands for Harrassment.  One of the big reasons people file bankruptcy is to stop harassing phone calls and letters from companies and people they owe.  Once people fall behind in their payments, naturally, the creditors … Continue reading

No Loan Modification for You! Failure of a program.

A great explanation of why the HAMP Program is a failure, and why so few loan modifications are given. The servicers have more incentives to foreclose becausethey get more fees. Call our office to discuss your loan modification. See the … Continue reading

Bankruptcy Alphabet- G is for Garnishment

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Bankruptcy Alphabet—G is for Garnishment      Many of my colleagues throughout the country participating in the “Alphabet Game” have also thought that in the Bankruptcy Alphabet, G does stand for Garnishment.  I, too, think that the concept of Garnishment is important.  … Continue reading

Bankruptcy Alphabet: F is for Fresh Start

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      The purpose of the Bankruptcy Law (Bankruptcy Code in legal language) when it was first created was to give the “honest but unfortunate” debtor (that’s a person who owes another person or company money) a “fresh start”.  … Continue reading